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£8.2 billion could be paid back
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Legal team with +10 years of experience
Getting your refund is simple. Check your finance, let our legal team handle the work, and receive your compensation once it's recovered.
Our tool quickly finds your car finance agreements for you, all in a few easy taps.
Our legal team handles the whole claim and speaks to the lender on your behalf.
When any compensation is approved, we send you the money.
A major Supreme Court ruling in August 2025 confirmed that many car-finance agreements may have been unfair — even when the interest rate stayed the same. The issue centres around high or hidden commissions that customers were never told about. Because of this, millions of drivers who financed a vehicle between April 2007 and November 2024 may now be eligible for compensation.
Discover moreGetting your money back shouldn't be complicated. We make the process simple, handle the claim for you, and push the lender to pay what you're owed — all with
You don't pay anything upfront and there's no financial risk. We only charge a fee if we successfully recover compensation for you, so you never pay out of pocket if your claim doesn't succeed.
We've designed the process to be as simple and quick as possible. No paperwork, no back-and-forth, and no stress — we handle everything while you get on with your day.
Our free tool searches for your car finance agreements in just a few moments. With only a few clicks, you can see if you may be eligible for compensation without any complicated steps.
Our support team is available every day of the week to help you at any stage. Whether you have a question, need an update, or want guidance, we're here to support you throughout the process.
You don't pay anything upfront and there's no financial risk. We only charge a fee if we successfully recover compensation for you, so you never pay out of pocket if your claim doesn't succeed.
We've designed the process to be as simple and quick as possible. No paperwork, no back-and-forth, and no stress — we handle everything while you get on with your day.
Our free tool searches for your car finance agreements in just a few moments. With only a few clicks, you can see if you may be eligible for compensation without any complicated steps.
Our support team is available every day of the week to help you at any stage. Whether you have a question, need an update, or want guidance, we're here to support you throughout the process.
Just answer a few quick questions and we'll check if you could be owed compensation on your car finance. It's free and it takes seconds, and there's no obligation at all — simply find out how much you might get paid.
Check compensationSome lenders added extra interest without a clear reason, meaning you may have paid more than you should have.
Many customers were not told that brokers or dealers were earning large commissions on their finance deal.
Sales staff sometimes pushed deals that weren't in the customer's best interest or didn't explain key details properly.
Some agreements tied customers to specific terms or products without making the restrictions clear.
The FCA has extended the deadline for motor finance firms to respond to discretionary commission complaints to 4 December 2025. It also confirmed an industry-wide compensation scheme expected in 2026, covering car finance taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.
The FCA is proposing a formal compensation scheme for consumers who were mis-sold car finance agreements - particularly where commission arrangements between lenders and brokers were not properly disclosed. The FCA have now closed their period of consultation and we and the rest of the sector are awaiting their final decision.
The scheme is expected to begin in 2026. We don't know when and we don't know what the scheme will look like and how it will work. It has been suggested by the FCA that the average redress due to consumers will be £700, but that's a figure we think is on the low side. As such it is open to you to wait for the FCA to put in place a redress scheme. If that happens consumers will have to rely on banks and finance companies to behave transparently and inform consumers who much they were initially over charged by.
You can submit a claim yourself to your lender or go to the Financial Ombudsman Service (FOS) at no cost, or you can submit a claim with us and we will do all the work on your behalf, on the basis that if we don't obtain some kind of successful outcome, we won't charge you a fee.
We will act for you on a basis. This means it costs you nothing upfront. If your claim is successful, we'll take a pre-agreed percentage as our fee. If we do not win your claim, you won't owe us a penny.